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Get a Whole Life Quote & Apply - All Online!
Options with No Exam, Potential Exam
and Required Exam Coverage Amounts:
Simplified-Issue & Traditional Whole Life
- $25,000 - $10 Million
- Health Classes: Preferred Best, Preferred, Standard Plus, Standard, & Juvenile ($25k - $99,999 Standard & Juvenile Only: $100k & Above Can Apply For All Other Health Classes)
- Competitive Pricing
- Instant Decision Possible
- No Medical Exam for Coverage Amounts up to $750k
- Possible Medical Record Review for Coverage Cmounts up to $1 Million
- Required Medical Exam for Coverage Amounts > $750k; Required Medical Record Review for Coverage Amounts > $1 Million
Dividend-Paying Whole Life
- $10,000 - $10 Million
- Health Classes: Preferred Best, Preferred, Standard Plus, Standard, Substandard Tables 1-8, & Juvenile (Can be Applied to Any Amount of Coverage)
- Very Competitive Pricing on All Coverage amounts
- Instant Decision Possible
- Possible Medical Exam & Possible Medical Record Review (Ages 0-17 up to $300k; Ages 18-45 up to $200k; Ages 46-60 up to $150k; Ages 61-85 up to $100k)
- Required Medical Exam & Medical Record Review (Ages 0-17 > $300k; Ages 18-45 > $200k; Ages 46-60 > $150k; Ages 61-85 > $100k)
- Optional Living Benefit Rider: Add up to $75k in Critical Illness Coverage
- Optional Level Term Rider: Add up to $1 Million in Discounted Term Life Insurance (10, 20, & 30 Year term)
Option with No Exam - Guaranteed:
Express-Issue Whole Life
- $5k - $100k
- Health Classes: Standard
- Instant Decision
- No Medical Exam or Medical Record Review
- Easy Health Underwriting
- Have to Pay more than Traditional Underwritten Policies